BREAKING NEWS: We did it! Thanks to more than 230,000 Arizona voters, supporters of the Payday Loan Reform Act collected enough signatures to place the Act on the November ballot. Click HERE to read news coverage.

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    Thank you for visiting the Reform AZ Payday Loans web site!

     Thousands of Arizonans use payday loans responsibly to cover unexpected day-to-day expenses. But some want to take away this simple financial option in Arizona.

     Taking away a financial choice many Arizonans use for its simplicity, convenience and cost won't help anyone. Eliminating payday loans would:

• Take away an important credit option — leaving some people in a financial lurch with nowhere to go for help.

• Cost families higher banking fees, credit card late fees, and utility reconnect fees.

  

• Eliminate more than 2,500 Arizona jobs (with benefits).

    The Payday Loan Reform Act will REFORM the industry, protect consumers and preserve consumer choice, while promoting responsible payday lending practices.

     The initiative would benefit Arizona consumers and communities, and would:

• Lower fees.

   

• Eliminate costly loan extensions.

  

• Give customers a no-cost repayment plan.

  

• Preserve financial choice.

     Say YES to REFORM. Support the Payday Loan Reform Act.